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Jane Kamatenesi Garu

Introduction - Written by our field partners

Jane Kamatenesi, aged 40, is married with five children aged three, seven, 16, 18 and 21. Her husband works as a driver, but his small income does not cover the family's expenses, such as school fees. 

She works a long, 72 hour week running her dairy shop. This generates enough income to send her children to school. Business is going well and she has a strong customer base. This has encouraged her to apply for financial support to expand. She is not eligible for a bank loan due to her refugee status. 

She is requesting Deki loan to buy 2000 litres of milk. This will increase her stock, business income and the living standards of her family. 

According to Jane 'the loan will improve our standards of living'. In the future, she aspires to buy land and build a house for her children.

Field Partner: Hope Ofiriha

Hope Ofiriha

Hope Ofiriha was originally set up by 12 widows in 1996 to provide agricultural workshops to other widows living in the war torn Magwi county in South Sudan. These powerful women worked together to transform the lives of local women and children and the organisation has now expanded to helping Sudanese refugees stranded in slums in Kampala's outskirts (Uganda).
A half-century of near constant civil war has made South Sudan one of the poorest and most neglected places on Earth. Hope Ofiriha's mission is to promote positive change in South Sudanese women's lives through socially and financially sustainable programmes. As well as providing microloans it offers various support structures and skills training such as bookkeeping and data recording.

Also lending to this entrepreneur

Chris Carla Deki

Key information:

  • Name: Jane Kamatenesi
  • Trade: Dairy Shop Owner
  • Total loan required: £250
  • Repaid so far: £0

Fundraising progress:

Only £250 left to repay

Location - Garu, Ghana

The Republic of Ghana is located on the West Coast of Africa. It is bordered by Burkina Faso, Cote d’Ivoire, and Togo.

Ghana has a rich and ancient history and was the site of numerous kingdoms and empires. It was known as The Gold Coast by European traders and colonised by Britain in 1864. It declared its independence in 1957. Since 1992, Ghana has been a democratic constitutional republic with 10 administrative regions. It is a very politically stable and well-administered country, often seen as a model for political and economic reform in Africa. Ghana has a high-profile peacekeeping role in the region.

Ghana's economy is among the largest in Africa and one of the fastest growing in the world, due to the discovery of offshore oil reserves in 2007. Ghana is the world's second largest cocoa producer and Africa's second largest gold miner. Other major exports include timber, tuna, bauxite, aluminium, manganese ore, and diamonds.

Some statistics:

  • Capital: Accra
  • Official languages: English
  • Regional Languages: Akan, Moshi-Dagomba, Ewe and Ga.
  • Population: 27.35 million (2012)
  • GDP: $40.17 billion (2012)
  • Monetary Unit: Cedi
  • Percentage of people living on less than $1.25 a day: 28.5% (in 2006)
  • Adult literacy rate: 71.5%
  • Estimated adult (aged 15-49) HIV prevalence: 1.8%
  • Life expectancy: 64 years (men) 66 years (women)
  • Religions: Christiantity, Indigenous beliefs, Islam